SmartEA

Terms of Service

Last updated: 20 May 2026

1. Acceptance of Terms

By accessing or using SmartEA ("the Platform"), you agree to be bound by these Terms of Service. If you do not agree to these terms, you may not use the Platform. SmartEA reserves the right to modify these terms at any time, and your continued use constitutes acceptance of any changes.

2. Description of Service

SmartEA provides an automated copy trading platform that connects users' MetaTrader 5 (MT5) accounts with Expert Advisors (EAs). The Platform facilitates the automatic execution of trades based on signals generated by selected EAs. SmartEA is a technology service and is not a broker, financial institution, or investment advisor.

3. Eligibility

You must be at least 18 years old and legally permitted to trade financial instruments in your jurisdiction. You are responsible for ensuring that your use of the Platform complies with all applicable local laws and regulations. The Platform is not available to residents of jurisdictions where its use would be prohibited by law.

4. Account Registration

  • You must provide accurate and complete information during registration.
  • You are responsible for maintaining the confidentiality of your account credentials.
  • You are responsible for all activities that occur under your account.
  • You must notify SmartEA immediately of any unauthorized use of your account.
  • Two-factor authentication (2FA) is offered as an optional security feature and is strongly recommended.

5. MT5 Account Credentials

When connecting your MT5 account, you provide your broker account credentials to enable automated trading. These credentials are encrypted using AES-256-GCM encryption and stored securely. SmartEA uses these credentials solely for the purpose of executing trades on your behalf as directed by the selected EA. Credentials are deleted upon disconnecting your trading account.

6. Fees and Payment

SmartEA operates on a profit-sharing model. A commission of 20% is charged on net profits generated through copy trading by default; specific Expert Advisors may be configured with a different profit-share percentage, which is disclosed on the EA detail page before you activate a copy trading subscription. No fees are charged if no profit is generated during a billing period.

Settlement is performed on a billing-period basis. Billing periods, invoiced amounts, and payment status are available in your dashboard's Billing section. Outstanding unpaid balances may result in the suspension of active copy trading subscriptions until settled.

Payment Methods

  • Card payments are processed by Stripe, Inc. SmartEA does not store full card details — those are held by Stripe under PCI DSS compliance.
  • Cryptocurrency payments (USDT TRC-20/ERC-20, Bitcoin) are accepted via direct wallet transfer. Confirmations may take up to 60 minutes depending on network congestion.
  • Detailed fee and payment terms are presented before any payment is confirmed.

7. Risk Acknowledgment

Trading foreign exchange and CFDs involves substantial risk of loss and is not suitable for all investors. Past performance of any EA does not guarantee future results. You should not invest money that you cannot afford to lose. By using the Platform, you acknowledge and accept these risks. Please review our Risk Disclaimer for a complete overview.

8. Referral Program

SmartEA may offer a referral program that rewards users for inviting others to the Platform. Referral rewards, eligibility, and conditions are detailed in your dashboard's Referrals section. SmartEA reserves the right to revoke referral rewards in cases of suspected abuse, including but not limited to self-referrals, fraudulent activity, or violation of these Terms.

9. Newsletter and Communications

By subscribing to the SmartEA newsletter, you consent to receive periodic emails about new Expert Advisors, platform updates, and educational content. You may unsubscribe at any time using the link provided in any newsletter email or by contacting support. Transactional communications (billing notifications, account security alerts, trade activity) are sent regardless of newsletter preferences and are required to operate the service.

10. Acceptable Use

You agree not to:

  • Attempt to reverse-engineer, decompile, or otherwise access the Platform's source code or proprietary algorithms.
  • Interfere with or disrupt the Platform's infrastructure, including the trade execution pipeline.
  • Use the Platform for any illegal activity, including money laundering or sanctions evasion.
  • Share your account credentials with third parties.
  • Submit false or misleading information during registration or in support communications.

11. Service Availability

SmartEA strives to maintain high availability but does not guarantee uninterrupted service. The Platform may be temporarily unavailable due to maintenance, broker connectivity issues, market data disruptions, or events beyond our control. SmartEA is not liable for trade execution failures arising from such unavailability.

12. Limitation of Liability

To the fullest extent permitted by law, SmartEA shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use the Platform, including but not limited to trading losses, technical failures, broker outages, or unauthorized access to your account caused by your failure to protect your credentials.

13. Termination

SmartEA may suspend or terminate your account at any time for violation of these terms or for any other reason at its sole discretion. You may terminate your account at any time by contacting support. Upon termination, all active copy trading subscriptions will be deactivated. Outstanding invoiced balances remain payable after termination.

14. Governing Law and Dispute Resolution

These terms shall be governed by and construed in accordance with the laws of the jurisdiction in which SmartEA is registered. Any disputes arising from these terms shall be resolved through good-faith negotiation; failing that, through the courts of the registered jurisdiction or via binding arbitration where mutually agreed.

The specific governing jurisdiction will be confirmed once the operating entity is finalized.

15. Contact

For questions about these Terms of Service, please use the contact form.